Financing and Lease Purchase Options
Hawthorne Credit Card
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To Our Valued Financing Customers. We are aware that some of our customers may experience financial hardship as a result of COVID—19. If you’re affected by COVID-19, please reach out to your applicable lender for assistance that may be available to you.
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See If You Pre-Qualify
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Great Benefits: -Convenient monthly payments -Cardholder-Only Offers -Payment Options - in-store, online, or by mail. 6 MONTHS SPECIAL FINANCING EVERY DAY*on in-store purchases of $200 or more madewith your Hawthorne Credit Card. All with no annual fee.† |
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Lease Purchase Option with No Credit Needed1
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Progressive leasing option provides a unique, no credit needed solution. Get the things you need today. Easy Application Process. |
| 90-DAY PURCHASE OPTION AVAILABLE! |
 The advertised service is lease-to-own or a rental- or lease- purchase agreement provided by Prog Leasing, LLC, or its affiliates. Acquiring ownership by leasing costs more than the retailer’s cash price. Leasing available on select items at participating locations only. Not available in MN, NJ, VT, WI, WY. *No Credit Needed: Progressive Leasing obtains information from credit bureaus. Not all applicants are approved. **90-Day Purchase Option: Standard agreement offers 12 months to ownership. 90-day purchase options cost more than the retailer’s cash price (except 3-month option in CA). To purchase early call 877-898-1970. |
‡Subject to credit approval.
1No Interest if paid in full within 6 Months. On Purchases of $200 or more with your Hawthorne Credit Card. Interest will be charged to your account from the purchase date if the promotional purchase is not paid in full within 6 Months. Minimum Monthly Payments required. Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 6 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after the promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Special Financing Offers may change or be terminated at our sole discretion. See your local store for more details.
**$1 per Month for the first 3 Months then 33 higher equal monthly payments on purchases of $1200 or more with your Hawthorne Credit Card. Qualifying purchase amount must be on one receipt. Valid on mattress purchases over $1200 and Appliance, TV, and Furniture purchases over $2000. No interest will be charged, and 36 monthly payments are required on promo balance until it is paid in full. For the first 3 months reduced payment period, the monthly payment will be equal to $1. For the 33 months equal payment period, a higher monthly payment will be required equal to the unpaid promo purchase balance (calculated once after the reduced payment period ends) divided by the number or months in this equal payment period, rounded up to the next whole dollar. Except for the reduced payment period, these payments may be higher than the payments that would be required if this purchase was a non-promo purchase; in addition, during the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases For new accounts: Purchase APR is 29.99%. Minimum interest is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. #93041 #93042 #93043 #93044 valid 11-1-23 and 11-30-23.
†For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2.